When it comes to your overall well-being, mental health is just as important as your physical health. Accessing mental health services, however, can be confusing and expensive. Thanks to the Affordable Care Act, compliant healthcare policies now encompass mental health insurance as one of the 10 essential healthcare benefits.
This comes at a pivotal time, as an alarming number of people struggle with some form of mental health problem. In the United States, approximately 51 million people experience mental illness each year. More concerning is that 56% of those adults did not receive treatment for their condition in the prior year.
In an interview with the Team Business podcast, it was discussed that many patients of Aloha Integrative Health do not have a good grasp on their medical insurance. The insurance world is a maze, with so many different policies, that it is difficult to understand what is covered and what is not covered. Dealing with insurance companies can also seem daunting, especially when you are already stressed and worried about the mental health issues that you are experiencing.
The best advice that Aloha Integrative Health can suggest, is to understand your benefits before you need to use them. Review your insurance policy so that you are clear about whether your policy includes the types of services you will require, the amount paid for these services, and what steps need to be taken to have the treatment covered. It might not be as simple as reviewing the policy yourself, so don’t be afraid to contact your insurance company directly and speak with someone to clarify questions.
By taking these steps ahead of time, it will greatly benefit you in getting the care scheduled that you need and ensuring that the therapy you need is covered. Whether it is TMS, Spravato, or Talk Therapy, understanding your coverage can expedite getting you the proper care. Don’t be afraid to reach out to Aloha Integrative Health as well if you have additional insurance questions. We have a team that can help you navigate the cobwebs of the insurance world.